Terms of Service

Last updated July 2, 2026

1. Acceptance

By creating a Mivva account or using the Mivva platform, you agree to these Terms of Service. If you are under 18, your parent or guardian must review and agree to these terms on your behalf.

2. What Mivva is

Mivva is an education planning platform that helps students and families navigate college planning, affordability, scholarships, and deadlines. Mivva is not a financial advisor, investment advisor, loan broker, tax advisor, or legal advisor. Nothing on Mivva constitutes individualized financial, legal, or tax advice.

3. AI-generated content

Mivva uses artificial intelligence to generate planning guidance, scholarship suggestions, and affordability estimates. This content is provided for informational and educational purposes only. AI-generated content may contain errors or omissions. Always verify important information — deadlines, award amounts, eligibility requirements — directly with the relevant institution or organization before making decisions.

4. Your account

You are responsible for maintaining the security of your account credentials. You must not share your account with others or use Mivva to access another person's data without their explicit consent. You must provide accurate information when creating your account.

5. Acceptable use

You agree not to use Mivva to submit false or misleading information, attempt to access other users' accounts or data, reverse engineer or scrape the platform, or use the platform for any unlawful purpose. We reserve the right to suspend accounts that violate these terms.

6. Credit union partners

If you access Mivva through a credit union partner or link a credit union to your profile, the terms of your relationship with that credit union are governed by your agreement with them. Mivva is not responsible for credit union products, services, lending decisions, or scholarship awards.

7. Scholarship information

Scholarship listings on Mivva are provided for informational purposes. We do not guarantee the accuracy, completeness, or availability of any scholarship listing. Eligibility, deadlines, and award amounts are subject to change. Always verify information directly with the scholarship provider.

8. Limitation of liability

Mivva is provided "as is" without warranties of any kind. We are not liable for any decisions made based on information provided by the platform, missed deadlines, scholarship applications that are unsuccessful, or any indirect or consequential damages arising from your use of Mivva.

9. Changes to terms

We may update these terms from time to time. We will notify you of material changes by email. Continued use of Mivva after changes take effect constitutes acceptance of the updated terms.

10. Contact

Questions about these terms? Email us at legal@mivva.org

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